If you’re buying property in New South Wales in 2026, stamp duty is one of the major upfront costs to consider alongside your deposit, conveyancing, inspections and loan costs. Officially called transfer duty, NSW stamp duty is generally payable when you purchase or acquire property. The amount depends on the property’s dutiable value and the …
NSW stamp duty in 2026: thresholds, concessions and exemptions Read More »
The Reserve Bank of Australia (RBA) has kept the cash rate unchanged at 4.35%, following its Monetary Policy Board meeting in August 2026. The next scheduled cash rate decision is due on 29 September 2026. For homeowners, prospective buyers and property investors, the RBA’s decisions can influence borrowing costs, mortgage repayments and housing demand. At …
RBA Update: Cash Rate and Sydney Property Market Read More »
Parramatta continues to be an important property market for buyers looking to live in Western Sydney. Its location, transport connections, employment opportunities and mix of houses and apartments make it relevant to first-home buyers, families, investors and buyers moving within Sydney. But buying in Parramatta in 2026 requires more than looking at the advertised property …
Buying in Parramatta in 2026: Deposits, Prices and Lending Read More »
Saving a 20% deposit can take years, particularly when property prices are high and buyers are also managing rent and other living costs. For eligible first-home buyers, the Australian Government’s low-deposit scheme can reduce the deposit needed to purchase a home. Although many people still refer to it as the First Home Guarantee, the scheme …
First Home Guarantee 2026: Who Qualifies and How It Works Read More »
When your business needs a vehicle, machinery or other equipment, there are several ways to fund the purchase. Two common options are chattel mortgages and hire purchase agreements. Both can allow a business to acquire an eligible asset while spreading the cost over an agreed period, but the way ownership and finance are structured is …
Chattel mortgage vs hire purchase: Which suits your business? Read More »
Spring is traditionally the busiest time of the year in the property world. More sellers tend to list their properties during this season, when gardens are looking their best and pleasant weather makes weekend open homes and moving house easier. Many families also like to purchase in spring so that they can settle into their …
Spring listings are returning, but will buyers have more choice? Read More »
The Reserve Bank of Australia (RBA) cash rate is one of the key factors influencing borrowing costs in Australia. When the RBA changes its cash rate target, it can affect the interest rates offered by banks and other lenders, which can in turn influence mortgage repayments. But an RBA cash rate decision doesn’t automatically mean …
RBA cash rate decision: what it means for your repayments Read More »
Buying a major business asset can be a significant decision. Whether it’s a vehicle for a growing team, machinery for a new contract or equipment needed to keep operations moving, the question isn’t always simply what should we buy? It can also be how should we pay for it? This is where asset finance comes …
What is asset finance? A guide for Australian businesses Read More »
If you’re planning to buy a home in Western Sydney, one of the first questions you’re likely to ask is: how much can I borrow? Your borrowing capacity can influence the properties you can realistically consider, the deposit you’ll need and how much you can comfortably commit to repayments. However, there isn’t a single borrowing …
How much can you borrow in Western Sydney in 2026? Read More »
Choosing a mortgage broker can be an important part of the home loan process. A broker can help you understand different lending options, compare relevant products and navigate the application process, but the experience can vary between brokers. Before deciding who to work with, it is worth asking a few practical questions about their experience, …
7 questions to ask before choosing a mortgage broker Read More »
