The Reserve Bank of Australia (RBA) cash rate is one of the key factors influencing borrowing costs in Australia. When the RBA changes its cash rate target, it can affect the interest rates offered by banks and other lenders, which can in turn influence mortgage repayments. But an RBA cash rate decision doesn’t automatically mean …
RBA cash rate decision: what it means for your repayments Read More »
Buying a major business asset can be a significant decision. Whether it’s a vehicle for a growing team, machinery for a new contract or equipment needed to keep operations moving, the question isn’t always simply what should we buy? It can also be how should we pay for it? This is where asset finance comes …
What is asset finance? A guide for Australian businesses Read More »
If you’re planning to buy a home in Western Sydney, one of the first questions you’re likely to ask is: how much can I borrow? Your borrowing capacity can influence the properties you can realistically consider, the deposit you’ll need and how much you can comfortably commit to repayments. However, there isn’t a single borrowing …
How much can you borrow in Western Sydney in 2026? Read More »
Choosing a mortgage broker can be an important part of the home loan process. A broker can help you understand different lending options, compare relevant products and navigate the application process, but the experience can vary between brokers. Before deciding who to work with, it is worth asking a few practical questions about their experience, …
7 questions to ask before choosing a mortgage broker Read More »
The Federal Government’s negative gearing and Capital Gains Tax (CGT) reforms represents a significant shift in how future property investments will be treated for tax purposes. For investors considering their next purchase, the changes may influence everything from the type of property they buy to how they assess cash flow and long-term returns. Legislated, many …
Are property investors changing course after the new negative gearing reforms? Read More »
Few decisions have a bigger impact on your financial future than buying a property. Whether it’s your first home, your next home or an investment property, getting the finance right can make a significant difference for years to come. So why are more Australians choosing to work with a mortgage broker when making such an …
Why more than 8 in 10 borrowers are choosing mortgage brokers Read More »
Australia’s property market is moving through a softer phase. Rising interest rates, stretched affordability, and the federal budget’s tax reforms have eased buyer demand. This is particularly evident across Sydney, Melbourne, and Canberra, where prices have drifted lower since the start of the year. Conditions vary considerably by location, property type, and price bracket. While some markets continue to …
What a softer market means for investors and owner-occupiers Read More »
Have property prices already peaked, and is now the right time to buy? This is a question that many aspiring homeowners are weighing up. While it’s difficult to predict exactly where the market will peak or trough, many investors focus on longer-term trends rather than short-term movements. With the Federal Budget reshaping the investment landscape …
For many homeowners, timing can be one of the challenges when purchasing their next property. If you’re planning to sell your current home to fund your next purchase, a bridging loan may be worth considering. Mortgage brokers have reported increased interest in bridging finance, as some buyers consider alternative ways to navigate higher living costs and rising interest …
Buying before you sell? Bridging loans explained Read More »
Buying your first home is an exciting milestone, but it can also feel overwhelming when everything is new and unfamiliar. There are many moving parts in the home-buying process, and it can be difficult to know where to start. The good news is that you don’t have to figure it all out on your own. …
Why many first home buyers choose to work with a mortgage broker Read More »
