Loyalty is an honourable trait, but not necessarily when it comes to your home loan. Sticking with the same lender indefinitely may mean you’re paying what’s known as a ‘loyalty tax’. This often shows up as higher interest rates compared to what new customers are offered. With interest rates on the rise, now could be …
Are you secretly paying ‘loyalty tax’ on your home loan? Read More »
The Reserve Bank of Australia (RBA) has cut the cash rate, and it seems likely there will be more cuts to come in 2025. All Big Four banks are anticipating at least two cuts this year and some say there may be up to five cash rate reductions. So, should borrowers opt for a variable home loan …
Variable or fixed? Finding your home loan rate in 2025 Read More »
Did you know that seven out of 10 borrowers use a mortgage broker? During the June 2024 quarter, mortgage brokers wrote 73.7% of all new home loans in Australia – the second highest result on record. When it comes to refinancing, many borrowers choose to use a mortgage broker for peace of mind that switching is …
We will show you how to pay your mortgage off faster without increasing your loan instalments saving you thousands of dollars.We will provide access to the broadest range of lenders to suit your circumstances and to improve the odds of you getting your desired loan amount.We have specialist expertise in Business, Commercial and Construction Lending …
