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Are property investors changing course after the new negative gearing reforms?

Property Investment / By

The Federal Government’s negative gearing and Capital Gains Tax (CGT) reforms represents a significant shift in how future property investments will be treated for tax purposes. For investors considering their next purchase, the changes may influence everything from the type of property they buy to how they assess cash flow and long-term returns. Legislated, many …

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Why more than 8 in 10 borrowers are choosing mortgage brokers

Why Work With a Broker / By

Few decisions have a bigger impact on your financial future than buying a property. Whether it’s your first home, your next home or an investment property, getting the finance right can make a significant difference for years to come. So why are more Australians choosing to work with a mortgage broker when making such an …

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What a softer market means for investors and owner-occupiers

Market News & Analysis / By

Australia’s property market is moving through a softer phase. Rising interest rates, stretched affordability, and the federal budget’s tax reforms have eased buyer demand. This is particularly evident across Sydney, Melbourne, and Canberra, where prices have drifted lower since the start of the year.  Conditions vary considerably by location, property type, and price bracket. While some markets continue to …

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Buying before you sell? Bridging loans explained

Home Loans & First Buyers / By

For many homeowners, timing can be one of the challenges when purchasing their next property. If you’re planning to sell your current home to fund your next purchase, a bridging loan may be worth considering. Mortgage brokers have reported increased interest in bridging finance, as some buyers consider alternative ways to navigate higher living costs and rising interest …

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Are you secretly paying ‘loyalty tax’ on your home loan?

Refinancing & Loan Management / By

Loyalty is an honourable trait, but not necessarily when it comes to your home loan. Sticking with the same lender indefinitely may mean you’re paying what’s known as a ‘loyalty tax’. This often shows up as higher interest rates compared to what new customers are offered. With interest rates on the rise, now could be …

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4 steps to help you avoid overpaying for your first home

Home Loans & First Buyers / By

Home prices continue to climb across Australia. In October, national dwelling values rose 1.1% – the strongest monthly gain since June 2023. Several factors are fuelling the uptick in growth. One is the lack of housing supply in many markets. The expansion of the Australian Government’s 5% Deposit Scheme from 1 October also saw a surge in first …

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